Products
We offer the BEST solutions
Business Cash and Capital
A business cash advance is our best solution for businesses that don’t accept credit cards. Based on your gross monthly revenue, we will work with you to find the perfect funding amount, rate and payment timeline. Our process works quickly to get you the resources you need fast. You can apply for up to $500,000 in only 3-5 business days.
Merchant Cash Advance
Running a business, no matter how successful, requires working capital. Merchant Cash Advance provide funds to your businesses in exchange for a percentage of the businesses daily credit card income,
directly from the processor that clears and settles the credit card payment. At Merchants Capital Bank, we believe in the success
of your business and we want to help you by connecting you with a cash advance that provides small businesses with working capital.
Finding the right Business Cash Advance resource
Lately there have been so many cash advance companies and picking the right one could be a tremendous task for many business owners.
You should deal directly with the funding source so as to avoid paying hidden fees and having your credit run multiple times.
How does the revenue-based cash advance work?
You get cash advanced upfront, for a small portion of your future sales.
You receive the cash in as little as 3 business days.
You can apply for the cash advance for just about any business use.
Payback is simple: a small percentage of your future sales is collected on a daily basis.
The perks
No hidden fees
No lengthy loan process
No collateral needed
No perfect credit requirements
No late fees
No personal liability
Who’s Eligible for Funding?
Most businesses that have credit card sales are eligible for merchant cash advances. A business owner’s personal credit is not a main factor in the approval process;
qualification is mainly determined by the business’ monthly credit card sales and/or gross sales.
How do merchant advances work?
Merchants Capital Bank will purchase a small portion of your future revenue (sales) upfront.
You receive the cash advance in as little as 3 business days.
Use the proceeds for any of your business needs.
Payback is automatically withdrawn in small amounts or a percentage of credit card processing each day.
Why Should I choose Merchants Capital Bank as my financial company?
95% approval
Get the lowest rate possible
Quick approval form
No SSN required
No credit check conducted
Your information is kept private
Zero Cost
Zero Obligation
Zero Hassle
Spend the money for any of your needs, no proof of how the funds are spent required.
Uses for Total Revenue and Merchant Cash Advances
MCB’s customers, many of them repeat customers, have used their total revenue advances for:
Purchasing New Equipment or Inventory
Meeting Payroll and General Cash Flow Needs
Marketing and Advertising
Store Improvements/Renovation
Expansion and Growth
And many other needs